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In the event the identical is not received in a sealed envelope, the Cardholder shall contact a BRAC Bank branch or the BRAC Bank 24-Hour Call Center. The PIN supplies access to the Card Account and the Cardholder accepts the solely real accountability for use, confidentiality and safety of the PIN, in addition to for all orders and data modifications entered into the Card Account using such PIN. The Cardholder shall not report the PIN in any form so as to facilitate the PIN coming to the data of a 3rd celebration. BRAC Bank is authorized by the Cardholder for carrying out transactions and directions authenticated by the PIN and shall not revoke the identical.

If the Cardholder fails to observe the safety requirements, s/he may incur legal responsibility for BRAC Bank. BRAC Bank could, in its absolute discretion, concern a new PIN on the present Card. Subject to the provisions acknowledged herein and as specified by BRAC Bank every so often, the Cardholder won’t maintain BRAC Bank liable in case of any improper/ fraudulent/unauthorized/ duplicate/ faulty use of the Card and/or the PIN. BRAC Bank may even not be responsible for any consequences related with the use/ misuse of the Card by any third get together as a result of Card falling within the palms of any third celebration or the PIN coming to the knowledge of any third get together.

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“Cardholder” means an individual whose name is in a Card Account and who is responsible for all transactions and liabilities on the Card Account. It includes Primary and any Supplementary Cards. “Business Day” means a day on which the relevant workplace in BRAC Bank specified in the Application Form or through which the Card is supplied or such other office as could also be notified by BRAC Bank to the Cardholder, is open for regular enterprise transactions. “Authorized Dealer” means an authorized supplier as outlined within the Foreign Exchange Regulations Act 1947 as amended every so often.

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The installment tenure may vary from 6 to 36 months. The cardholder can buy their desired merchandise from BRAC Bank Flex partners’ retailers with BRAC Bank Credit Card Flex facility. The minimum buy quantity to avail Flex facility is TK.

Details of all fees and expenses referred to on this part are listed in the Schedule of Charges. This Schedule of Charges may be amended once in a while usually giving advance notice to the cardholder. “Electronic Banking Terminal” means any licensed terminal or gadget in which Card and/or PIN can be utilized.

If the Priority Pass cost exceeds the out there endorsed restrict, cardholder might should make the payment via FC account. If buyer desires to settle the Balance transferred amount before the predetermined time period then an early settlement charge might must be paid by the cardholder as per latest Schedule of expenses. The Bank may at any time recall all or any card and cancel its/their use with or without giving prior notice to the cardholder.

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